How to Credit Score by Jean Chatzky

Perhaps, most of the question on finances is about improving one's credit score. One of the best selling author of the book, "You don't have to be Rich," Jean Chatzky explains on how one is able to improve one's credit score.

In one section of the book, "What can you do to improve your credit score? Cancel the cards in yourwallet that you're not using (hold on to the ones you've had thelongest, if possible), use less than 50 percent of the credit availableto you, don't apply for additional credit cards in the six monthsbefore you're going to start shopping for a house and a mortgage, and-of course-pay your bills on time and without fail"